calculate your retirement income scenarios

Compass Index Annuity with the GLWB Rider

Let us help you grow your retirement so you can potentially put worry behind and the future ahead. Preparation and planning for your retirement will help you have income to cover your essential expenses.

An index annuity can be an integral part of your long-term retirement planning strategy, providing direction to help you overcome unnecessary risks and an important optional benefit to help protect your financial future. Index annuities provide a tax-deferral benefit that can work well with your goal of investing for long-term retirement.

Compass Index Annuity with the Guaranteed Lifetime Withdrawal Benefit (GLWB) rider helps provide guaranteed lifetime income. Before investing, talk with your Ameritas representative to see if an index annuity is right for you.

Use our simple calculator to see a guaranteed income scenario with the Compass Index Annuity and the GLWB rider.

Let's start with gathering name, current age and expected retirement age.


Continue to Calculator

To provide you with a fair and balanced presentation, please view the Compass Index Annuity brochure and GLWB brochure.

Put your plan in place. Whether you can retire now with guaranteed lifetime income or you're working towards accumulating more money for retirement, you can put a plan in place to guarantee lifetime income. Contact your Ameritas representative for more information. These calculations are based on information provided by you. Actual results may vary. The calculator is limited to showing the guaranteed features of the GLWB rider and does not show the effect of charges on the actual annuity policy value.

This information is provided to you as educational content intended to show you how to calculate your expenses and guaranteed income with the GLWB rider. These calculations assume no additional purchase payments or withdrawals. They are not intended to predict or project policy and surrender values.

Guarantees are based upon the claims-paying ability of Ameritas Life Insurance Corp. Withdrawals are subject to taxation and may result in federal tax penalties if taken before age 591/2. The GLWB rider is not available on previously issued business and is subject to additional limitations, restrictions and conditions.

In approved states, Compass Index Annuity (form 2704) with the Guaranteed Lifetime Withdrawal Benefit Rider (form GLWBIA) is issued by Ameritas Life Insurance Corp. Policy and riders may vary and may not be available in all states.

Compass Index Annuity with the GLWB Rider

Let us help you grow your retirement so you can potentially put worry behind and the future ahead. Preparation and planning for your retirement will help you have income to cover your essential expenses.

An index annuity can be an integral part of your long-term retirement planning strategy, providing direction to help you overcome unnecessary risks and an important optional benefit to help protect your financial future. Index annuities provide a tax-deferral benefit that can work well with your goal of investing for long-term retirement.

Compass Index Annuity with the Guaranteed Lifetime Withdrawal Benefit (GLWB) rider helps provide guaranteed lifetime income. Before investing, talk with your Ameritas representative to see if an index annuity is right for you.

Use our simple calculator to see a guaranteed income scenario with the Compass Index Annuity and the GLWB rider.

Let's start with gathering name, current age and expected retirement age.


Enter Retirement Expenses OR Skip to Calculator

To provide you with a fair and balanced presentation, please view the Compass Index Annuity brochure and GLWB brochure.

Put your plan in place. Whether you can retire now with guaranteed lifetime income or you're working towards accumulating more money for retirement, you can put a plan in place to guarantee lifetime income. Contact your Ameritas representative for more information. These calculations are based on information provided by you. Actual results may vary. The calculator is limited to showing the guaranteed features of the GLWB rider and does not show the effect of charges on the actual annuity policy value.

This information is provided to you as educational content intended to show you how to calculate your expenses and guaranteed income with the GLWB rider. These calculations assume no additional purchase payments or withdrawals. They are not intended to predict or project policy and surrender values.

Guarantees are based upon the claims-paying ability of Ameritas Life Insurance Corp. Withdrawals are subject to taxation and may result in federal tax penalties if taken before age 591/2. The GLWB rider is not available on previously issued business and is subject to additional limitations, restrictions and conditions.

In approved states, Compass Index Annuity (form 2704) with the Guaranteed Lifetime Withdrawal Benefit Rider (form GLWBIA) is issued by Ameritas Life Insurance Corp. Policy and riders may vary and may not be available in all states.

Back to Start

retirement expenses

Skip to Calculator
Category Amount
(Monthly $)
Is It Essential?
Or Will It vary?
(must select one)
HOUSING
Homeowner's Insurance
Household Improvement and Maintenance
Mortgage / Rent / Association Fees
Property Tax
Other
UTILITIES
Electric
Oil/Gas
Telephone/Cable/Satellite/Internet Fees
Water/Sewer
Garbage
Other
PERSONAL
Clothing
Groceries
Personal Care
Other
HEALTH CARE
Dental, Vision and Hearing
Medical Insurance
Medicare Premiums and Expenses
Medicare Supplement Premiums
Prescriptions
Long-Term Care Insurance Premiums
Disability Income Insurance Premiums
Life Insurance Premiums
Others
FAMILY CARE
Support of Children or Grandchildren
Support of Parents
Other Obligations
TRANSPORTATION
Auto Loan or Lease Payment
Excise Tax/Registration Fees
Gasoline
Insurance
Routine Maintenance
Other
RECREATION/ENTERTAINMENT
Club Memberships
Hobbies
Travel and Vacations
Dining Out
Movies/Theater/Sporting Events
Other
DONATIONS
Charitable Donations
GIFTS
Gifts
OTHER
Expense 1
Expense 2


Continue to Calculator

This calculator is based on a growth multiple using a guaranteed 6.25% annual compounded rate of return (0% in policy years in which a withdrawal is taken) and distribution factors that vary by retirement age.

Put your plan in place. Whether you can retire now with guaranteed lifetime income or you're working towards accumulating more money for retirement, you can put a plan in place to guarantee lifetime income. Contact your Ameritas representative for more information. These calculations are based on information provided by you. Actual results may vary. The calculator is limited to showing the guaranteed features of the GLWB rider and does not show the effect of charges on the actual annuity policy value.

This information is provided to you as educational content intended to show you how to calculate your expenses and guaranteed income with the GLWB rider. These calculations assume no additional purchase payments or withdrawals. They are not intended to predict or project policy and surrender values.

Guarantees are based upon the claims-paying ability of Ameritas Life Insurance Corp. Withdrawals are subject to taxation and may result in federal tax penalties if taken before age 591/2. The GLWB rider is not available on previously issued business and is subject to additional limitations, restrictions and conditions.

In approved states, Compass Index Annuity (form 2704) with the Guaranteed Lifetime Withdrawal Benefit Rider (form GLWBIA) is issued by Ameritas Life Insurance Corp. Policy and riders may vary and may not be available in all states.

Calculator

Back to Start

Calculator

Back to Expenses

Calculate Initial Premium Amount

Calculate Annual Income


Print Summary Download Summary

This calculator is based on a growth multiple using a guaranteed 6.25% annual compounded rate of return (0% in policy years in which a withdrawal is taken) and distribution factors that vary by retirement age.

Put your plan in place. Whether you can retire now with guaranteed lifetime income or you're working towards accumulating more money for retirement, you can put a plan in place to guarantee lifetime income. Contact your Ameritas representative for more information. These calculations are based on information provided by you. Actual results may vary. The calculator is limited to showing the guaranteed features of the GLWB rider and does not show the effect of charges on the actual annuity policy value.

This information is provided to you as educational content intended to show you how to calculate your expenses and guaranteed income with the GLWB rider. These calculations assume no additional purchase payments or withdrawals. They are not intended to predict or project policy and surrender values.

Guarantees are based upon the claims-paying ability of Ameritas Life Insurance Corp. Withdrawals are subject to taxation and may result in federal tax penalties if taken before age 591/2. The GLWB rider is not available on previously issued business and is subject to additional limitations, restrictions and conditions.

In approved states, Compass Index Annuity (form 2704) with the Guaranteed Lifetime Withdrawal Benefit Rider (form GLWBIA) is issued by Ameritas Life Insurance Corp. Policy and riders may vary and may not be available in all states.

Compass Index Annuity with the GLWB Rider Summary


To provide you with a fair and balanced presentation, please view the Compass Index Annuity brochure and GLWB brochure.

Put your plan in place. Whether you can retire now with guaranteed lifetime income or you're working towards accumulating more money for retirement, you can put a plan in place to guarantee lifetime income. Contact your Ameritas representative for more information. These calculations are based on information provided by you. Actual results may vary. The calculator is limited to showing the guaranteed features of the GLWB rider and does not show the effect of charges on the actual annuity policy value.

This information is provided to you as educational content intended to show you how to calculate your expenses and guaranteed income with the GLWB rider. These calculations assume no additional purchase payments or withdrawals. They are not intended to predict or project policy and surrender values.

Guarantees are based upon the claims-paying ability of Ameritas Life Insurance Corp. Withdrawals are subject to taxation and may result in federal tax penalties if taken before age 591/2. The GLWB rider is not available on previously issued business and is subject to additional limitations, restrictions and conditions.

In approved states, Compass Index Annuity (form 2704) with the Guaranteed Lifetime Withdrawal Benefit Rider (form GLWBIA) is issued by Ameritas Life Insurance Corp. Policy and riders may vary and may not be available in all states.

Ameritas® and the bison design are registered service marks of Ameritas Life Insurance Corp. ©2014 Ameritas Mutual Holding Company