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Direction Variable Annuity with the Waypoint Income Rider
You need to have a balanced plan in order to live life to its fullest in retirement. Let us help you create your balanced plan and find your path toward achieving your retirement goals. Preparing for your retirement includes planning for the income you’ll need to cover your essential expenses.
A variable annuity can be an integral part of your long-term retirement planning strategy to help protect your financial future. Variable annuities provide a tax-deferral benefit that can work well with your goal of investing for long-term retirement. Variable annuities offer professionally managed investment options, guaranteed death benefits and payment options to meet your needs. You should read the prospectus before investing in variable annuities to make sure you understand the risks and charges involved.
Direction Variable Annuity (Direction VA) with the Waypoint Income Rider helps provide guaranteed lifetime income. Before investing, talk with your Ameritas financial professional to see if a variable annuity is right for you.

Use our simple calculator to view guaranteed income scenarios for Direction VA with the Waypoint Income Rider.
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To provide you with a fair and balanced presentation, please view the Direction Variable Annuity Prospectus, Direction Variable Annuity Funds Prospectus, Direction Variable Annuity Brochure and Waypoint Income Rider Brochure.
Whether you can retire now with guaranteed lifetime income or you’re working towards accumulating more money for retirement, you can put a plan in place to guarantee lifetime income. Contact your Ameritas financial professional for more information. This information is provided to you as educational content intended to show you how to calculate your expenses and guaranteed income with the Waypoint Income Rider. Actual results may vary.
Guarantees are based upon the claims-paying ability of Ameritas Life Insurance Corp. and do not apply to the investment performance or account value of the underlying variable portfolios. Withdrawals are subject to taxation and may result in federal tax penalties if taken before age 59½. The Waypoint Income Rider is not available on previously issued business and is subject to additional limitations, restrictions and conditions.
In approved states, Direction Variable Annuity (form 6200) and the Waypoint Income Rider (form LWBR) are issued by Ameritas Life Insurance Corp. and underwritten by affiliate, Ameritas Investment Corp. Variable annuities are subject to investment risk, including possible loss of principal. Before investing, carefully consider the investment objectives, risks, charges, expenses, and other important information about the policy issuer and underlying investment options. This information can be found in the policy and investment option prospectuses. Read the prospectuses carefully before investing.